Tác động của tài chính toàn diện đến nghèo đa chiều ở cấp độ hộ gia đình tại Việt Nam năm 2020

Abstract

The relationship between financial inclusion and poverty is of interest to governments and researchers worldwide, including Vietnam. The research focuses on assessing the current status of financial inclusion at the household level in Vietnam in 2020 and its impact on multidimensional poverty. The study employs principal component analysis and a logistic regression model. Based on data from the Household Living Standards Survey, the study shows that the assessment of the financial inclusion differs between ecological regions, with households living in the Red River Delta and Southeast regions having the highest level of financial inclusion. An increase in financial inclusion at the household level has a statistically significant impact on reducing multidimensional poverty (relative risk reduces by 0.5 times). Based on research results, sustainable multidimensional poverty reduction policies can be implemented in combination with comprehensive financial inclusion development strategies. Furthermore, factors such as region, education, and occupation of the household head need to be considered when addressing poverty reduction and promoting financial inclusion.