Tarım Sigortaları Refahı ve İklim Değişikliğine Uyum Kararında Nexus Analizi: Nijerya Örneği

Abstract

Despite the global emphasis on climate change financing, there is limited information on the status of insurance welfare on climate change adaptation decision in Nigeria. This study therefore, examined the nexus in agricultural insurance welfare and climate change adaptation decision in Edo State, Nigeria. A cluster sampling technique was used. Raw data were collected using questionnaire distributed to 192 farmers. Descriptive and inferential statistics were the analytical tools used for the study. The mean age was 43 years. About 62% were males. Majority (82.3%) of the respondents were married with an average family size of 7 members. Their average farming experience was 14 years. The respondents were educated with a mean farm size of 1.52 hectares. About 77% of the respondents do not belong to cooperative society. Most, (65.6%) of the agrarians did not have access to credit. The average annual income earned by farmers was N274 724 00. Findings showed that 76.0% of the growers had little access to agricultural insurance welfare. The outcome of the binary probit model indicated that educational level, years of farming, farm size, cooperative membership, land ownership status, access to credit and income level influence agricultural insurance welfare for climate change adaptation decision, while education, household size, access to credit, membership of cooperative, income and extension contact contributed to adaptation decision. It is recommended that Government should make provision for insurance welfare package for farmers for greater productivity.