Abstract
In today's world, financial services have become easier to access; financial markets are offering a vast variety of products with complex features and services, making financial literacy a first step towards development of financial system. Financial literacy skills may rather be considered as not only essential for both minimising and solving financial problems, but is also vital for living a prosperous, healthy and stress-free life. Financial problems are often observed as the cause for mental illness, anxiety, stress, depression and lower self-esteem and a host of other bad experiences in life. The government of India and Reserve Bank of India have also emphasised on spreading financial literacy as a foremost step towards financial inclusion.
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