Abstract
Home is a basic human need. Every year, the government is responsible for enacting a more sustainable and inclusive housing policy to ensure the adequate provision, quality and affordable housing to meet the needs of the growing sustainable communities. The aim of the current research is to analyse affordability as a mediator in the relationship between economic, social and environmental factors towards the need for home ownership among civil servants in Klang Valley. Path Analysis and Boostrapping through Structural Equation Modelling (SEM) are used to see the relationship and influence between sustainability and affordability variables. There is a significant relationship between all elements of affordability with economic, social and environmental factors. Mediation effect (mediator) for the element of affordability that is tested in the construct relationship between economic, social and environmental factors on the need for home ownership. Finally, this study succeeded in forming a sustainable affordable structural model in home ownership.
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