Study on the coordinated poverty reduction effect of agricultural insurance and agricultural credit and its regional differences in China

Abstract

Agricultural insurance and agricultural credit are two important rural financial instruments, which play an important role in promoting rural poverty reduction. Based on the data of agricultural insurance and agricultural credit in 31 provinces, cities and autonomous regions in China, this paper makes an empirical analysis on the coordinated poverty reduction effect of agricultural insurance and agricultural credit and its differences in various regions in China by using the coupling coordination model and the static panel model. The results show that the development level of agricultural insurance and agricultural credit in China is low, and the development level of agricultural credit is higher than that of agricultural insurance. There is a coordinated development relationship between agricultural insurance and agricultural credit in China, and the coupling and coordination level of the two is constantly improving. The coordinated poverty reduction effect of agricultural insurance and agricultural credit and its regional differences in China are remarkable. This effect is more significant in South China, North China, northwest and Northeast China than in other regions. Based on this, it is suggested to vigorously develop agricultural insurance to improve the coupling and coordination level of agricultural insurance and agricultural credit. Create a good environment for promoting the coordinated development of agricultural insurance and agricultural credit. Pay attention to the regional differences of the coordinated poverty reduction effect of agricultural insurance and agricultural credit in China, and each region should choose its own development model.