Abstract
Financial Inclusion has measured to be a serious indicator for development and well-being of the society around the world. On the other hand, introspection is also essential as to whether the account holders who have understand the features and facilities. For this purpose this study has taken 500 PMJDY customers from Tirunelveli District at Tamilnadu to conduct through interview schedule method and to tested hypotheses with MANOVA and its assumptions. The results observed that the existing account holders got awareness about the PMJDY scheme but they are lacking with financial literacy. Moreover, the study has been recommended to conduct financial literacy camps will leads to effective utilization on the scheme.
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