Abstract

The prevention and countermeasures research of commercial banks' payment settlement risks have always been important issues in the financial field. With the rapid development of electronic payments and internet finance, payment settlement risks have increasingly demonstrated diversified and complex characteristics. This paper aims to study the prevention and countermeasures of payment settlement risks in commercial banks to enhance the security and stability of their payment settlement business. Through the analysis of the concept, characteristics, and influencing factors of payment settlement risks, various prevention strategies are discussed. Furthermore, methods and tools for risk assessment and monitoring, as well as optimization and innovation directions for risk management of payment settlement in commercial banks, are explored. This paper aims to provide theoretical support and practical guidance for the management of payment settlement risks in commercial banks.

Talk to us

Join us for a 30 min session where you can share your feedback and ask us any queries you have

Schedule a call

Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.