Study on Open Financing Models of Small and Medium-Sized Internet Education Enterprises

Abstract

Small and medium-sized Internet education enterprises have faced financing difficulties and expensive financing due to their small size, low assets and lack of collateral. The development of the Internet, big data and sharing economy provides new ideas for small and medium-sized Internet education enterprises to alleviate financing difficulties. This paper combines the traditional financing model with the internet financing model to construct an open financing model for small and medium-sized internet education enterprises, which has the characteristics of multi-subject participation, openness, high efficiency, omni-directionality, resource integration, etc., and is able to effectively solve the information asymmetry, reduce the financing risk, and improve the efficiency of financing faced in the financing process. The conclusion of the study provides a reference for solving the financing constraints of small and medium-sized Internet education enterprises, which is conducive to promoting the growth of small and medium-sized Internet education enterprises.