Abstract

Accident insurance schemes are among the most widespread systems of social security. However, the need for separate such schemes is occasionally questioned in international statements and scholarly contributions. In the context of these kinds of criticism, this article sets out the standard bases for accident insurance. The unity of prevention, rehabilitation and compensation as the common characteristic structure of individual schemes is presented from a comparative legal viewpoint. The central significance of the principle of self‐management is also emphasized. With regard to their economic efficiency, which is supported by statistics, the criticism levelled at accident insurance schemes is shown to be unconvincing. Views calling separate schemes into question on the grounds of equity are also reected.

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