Abstract
This research looks into the important area of "Strategic Technical Debt Management" in software programs and shows how it has big effects on the complicated financial industry. This paper also takes a close look at how technical debt affects the quality, maintainability, and speed of software, focusing on how it affects economic systems. Adding graphs, tables, charts, and pictures to a story makes it better by making complicated ideas easier to understand. Real-life case studies from the banking sector give us concrete information and show us more effective methods. This paper is meant to make a big contribution to the conversation about strategic technical debt. It is aimed at both practitioners and academics and will be published in reputable journals.
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