Abstract

AbstractCommercial Banking (MIC: 8.1 SIC: 6022 NAIC:522110)Sterling Bancshares is a bank holding company that provides commercial and retail banking services primarily in the Houston, Dallas and San Antonio metropolitan areas through the banking offices of Sterling Bank. Co.'s commercial and consumer banking services include demand, savings and time deposits; commercial, real estate and consumer loans; merchant credit card services; letters of credit; and cash and asset management services. In addition, Co. facilitates sales of brokerage, mutual fund, alternative financing and insurance products through third party vendors. As of Dec 31 2003, Co. had total assets of $3.20 billion and deposits of $2.42 billion.

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