Abstract

Abstract Of the 45,000,000 persons having hospitalization insurance, 20,000,000 have become covered by some form of insurance for the expenses of medical care. Most of this coverage has been provided since 1938, principally by the life insurance companies through group insurance. This paper discusses the statistical problems accompanying the development of medical expense insurance plans: the sources of data, the difficulties encountered in adapting the data to the purpose, and the nature and purpose of the statistics to be collected as experience unfolds. Insurance company experience with medical expense insurance is producing much valuable information regarding the demand for various medical services, the cost of such services and the administrative problems involved in providing for medical services on a prepayment basis.

Full Text
Published version (Free)

Talk to us

Join us for a 30 min session where you can share your feedback and ask us any queries you have

Schedule a call