Stabilisation of the financial architecture in the banking system

Abstract

The article is devoted to theoretical and methodological research financial architecture in the area of elaborating the directions of stabilisation of the banking system in the context of the development of digital transformation of the market environment. The developed procedures and algorithms for creating a stabilisation model include outlining the criteria related to the development of the financial system in general, working out the directions of digital adaptation of processes in the banking system in the interaction of participants in financial relations, and presenting the possibilities for the development of the banking system. Digitalisation of business models at this stage of development of market relations in certain sectors requires the creation of effective adaptation mechanisms that take into account institutional support, the impact of system components on the efficiency of functioning, and the role of each component on performance. Strategic management involves modelling the procedures for incorporating the latest digital tools into the functional load of the banking system. The scenario approach is the basic approach to management decision-making, with a focus on key business models for application. Modelling scenarios for stabilisation of the banking system in the context of digital transformation of the economy is based on analytical research, strategic management, attraction of digital technological innovations, ensuring the security of the digital and information space, monitoring and evaluation of the model's effectiveness.