Solving the problems of regional banking in of Russia: experience of developed countries

Abstract

The article discusses the features of building regional banking models in Germany, the USA, China, and Russia. In the course of the analysis, it is concluded that for the development of the domestic regional banking sector it is advisable to introduce the experience of developed Western countries. The necessity of creating a regulatory body of local self-government, the main task of which would be the supervision and development of regional banks, is shown. The task of forming a system of development banks at the regional level is substantiated. It is noted that the activities proposed in the article will contribute to solving the problems of Russian regional business, which will lead to the economic development of the regions.