Abstract
For many years, social security retirement pensions were subject to similar entitlement conditions in Canada and the United States. However, over the past 20 years, Canadian and US social security policy has diverged on the conditions to become entitled to a retirement pension, including the full retirement age. These divergent policies have been associated with different outcomes with respect to the age at which social security benefits are claimed, the age at which workers leave employment, and the extent of part-time work at older ages. Policy reforms and experience in the two countries are reviewed. Before concluding, we examine other factors (education, unemployment, and private pensions) that could also explain behavioral differences.
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