Abstract
The level of investment activity among Russians is rather low; that is why the understanding it predictors is of great importance. First, I presented an overview of Russian and international studies of psychological aspects of investment behaviour. Further, I discussed the results of the empirical research using the following sample: 360 respondents from 18 to 68 years old (average age 26 years). In my research, I used methods: socio-demographic characteristics, investment activity, including cognitive and behavioural readiness to invest in different financial instruments, and calculated index of investment activity. As concerns implementation of specific psychodiagnostic methods, I used the Questionnaire of tolerance and intolerance to ambiguity, Personal factors of decision-making, Semantic differential, and Big Five short portrait questionnaire (BF 5–10). The predictors of Russians’ investment activity, including their willingness to invest in cryptocurrencies, show a positive perception of bitcoin, high emotional stability, low intolerance to uncertainty, low rationality, and low kindness to other people.
Highlights
Investments of people in financial market instruments are one of the conditions for its stable functioning
There is a danger that the influx of unqualified investors into the financial market will result in their unjustified use of financial instruments with a high level of risk
Investment experience, representations about we examined the motive of investors and found financial instruments, experience with financial out that the respondents focused on saving, were pyramids, the probability of investment behaviour more risk-taking and more rational than those in the future under certain conditions
Summary
Investments of people in financial market instruments are one of the conditions for its stable functioning. In this regard, it is necessary to develop a unified strategy for attracting public funds and intensify the process of creating new types of investment products (Bezsmertnaya, 2016). The active introduction of informational and digital technology in our life brings new opportunities for economic development, and new threats, and, requires studying the attitude of people to these phenomena and determining the degree of understanding of the processes. The development of new financial technologies, the emergence of cryptocurrencies opens up new opportunities for investment to a wide range of Internet users. Based on the literature review, we formulated financial pyramids in the past? (no – 0; yes — 1 ); the following assumption
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