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Abstract
Abstract While there is no doubt that software implementations of public key cryptography are increasing the confidence with which consumers and businesses can conduct Internet commerce, the limitations of these systems are apparent. The replacement of software clients with smartcardbased cryptography will lead to increased security, portability and ease-of-use. This paper describes two applications being piloted by Barclays Bank that will make a significant contribution to the development of smartcard-enabled Internet commerce.
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