Abstract
It is well-evidenced that women earn less than men; however, the incessant effects of the gender pay disparity egregiously continue into retirement. Women in Australia retire with approximately half the superannuation balance of men; consequently, this chapter is preoccupied with understanding the reasons for the gender disparity in retirement (superannuation) savings in Australia. Using the framework of the sustainable development goals (SDG), notably SDG 10 (reducing inequalities), this chapter critically engages with how superannuation policy can be ameliorated and reformed to facilitate the diverse career trajectories and primary care responsibilities many women face. In line with SDG sub-target 10.2, the empowerment and promotion of economic inclusion, irrespective of age, sex, race etc., this chapter stresses the integral role that financial education and literacy play in enabling women to better understand the vital function of superannuation savings in preparing for a sustainable retirement. Finally, the latter section of this chapter explores how superannuation policy can be structurally amended to consider the oftentimes broken and disparate career trajectories women face.
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