Saving Behavior of Clove Farmer Households in the Form of Commodities (Case Study in Negeri Ullath Maluku Indonesia)

Abstract

This interdisciplinary study aims to understand the saving behavior of farmer households in the form of commodities done in a qualitative manner. The results of exploration, identification and analysis found that (i) economic, psychological and socio-cultural factors influenced the household behavior, and they were interconnected with one another; (ii) there was a maximum utility of households when they were being tolerant of risks supported by self-efficacy; (iii) the clove-saving behavior was related to prestige and social status; and (iv) saving decisions were dominated by psychological factors