Abstract
The research is devoted to the study of the features and possibilities artificial intelligence in banking, substantiating its importance for the business processes of modern commercial banks. The Russian and foreign banking practice of using artificial intelligence, the volume of investments in the development of technology are considered. The assessment of the level of digitalization of the banking sector is given and the leading banks that are active users of artificial intelligence are identified. Particular attention is paid to the use of technology in the field of lending. The main problems of banks in assessing potential borrowers are identified. With this in mind, technological solutions have been developed aimed at improving the accuracy and efficiency of artificial intelligence when considering loan applications
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callMore From: Вестник Северо-Кавказского федерального университета
Disclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
