Role of Micro Credit in Fuel Wood Conservation and Living Standard

Abstract

This study analyzed the role of micro credit on fuel wood conservation and improving household living standard in the surrounding communities of Chitral Gol National Park in Pakistan. For this purpose a sampled survey was conducted in 13 villages in which 286 respondents were interviewed, among them 143 were taken from recipients of micro credit house-holds and 143 from non-recipient households through random sampling. For analyzing the data various statistical tools were used including independent sample test, least square and multi nominal logistic model were used for analysis. The empirical analysis of the study indicates that micro credit has a positive impact on fuel wood conservation and living standard. And those who are Loan recipient house-holds were comparatively better standard of education, housing type and health. The consumption pattern of loan recipient households is also better than the non-recipient households.