Risk Prevention, Control and Early Warning Model of Enterprises' Loan in the Yangtze River Delta

Abstract

Yang, G.L., 2020. Risk prevention, control and early warning model of enterprises' loan in the Yangtze River Delta. In: Bai, X. and Zhou, H. (eds.), Advances in Water Resources, Environmental Protection, and Sustainable Development. Journal of Coastal Research, Special Issue No. 115, pp. 614-617. Coconut Creek (Florida), ISSN 0749-0208.This paper analyzes the market background of Marine Enterprises in the Yangtze River Delta in recent years. With the Sino-U.S. trade war going on, it is found that the anti risk ability of Marine Enterprises' loans is declining. Two risk prevention and early warning models are proposed in this paper. The first model, CRISP-DM model, aims at the self inspection within the enterprise. The second model, Cox model, is used by banks to evaluate the loan risk of offshore enterprises. These two risk prevention and early warning models can bring good reference value and practical significance.