Abstract

With the modest beginning in 1972 in the co- operative field, TJSB Sahakari Bank Ltd (TJSB) and has emerged as one of the leading multi-state scheduled co-operative Bank in the country. TJSB presently is catering to the needs of society through a close network of 64 Branches and 1 Extension Counters spread all over the city of Thane, Mumbai, Navi Mumbai, Nasik, Pune, Satara, Aurangabad, Kolhapur, Nagpur, Latur, Goa & Karnataka. All these Branches have made remarkable progress on all fronts in all these years. TJSB believes that "customer delight" is the ultimate goal and has a strong belief that Customers & all Stakeholders wholehearted support, absolute faith and their patronage has largely been responsible for its enviable growth. TJSB is committed to provide banking with speed, comfort and convenience. A large number of successful industrialists, traders and professionals have grown leaps & bound due to timely assistance and support of the Bank. TJSB has set before a Visionary Growth Plan focusing all business strategies solely on creation of Stakeholders value. . KEYWORDS Loan Products, Term Loans Banking, TJSB Bank, Industrial Finance, Cooperative Bank, Loan Security, Credit Risk, Loan & Advance, Credit Policies, Loans, Credit Score.

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