Abstract
The financial industry has proven to be an important factor in our daily lives through the adaption of new technology. Fintech companies are driven towards enhancing financial services currently being provided by consecutive financial institutions. Digital wallet is the latest invention of finance technology, which is a great tool for making our payment transaction very easily and fast. Many digital wallet applications have already been developed and implemented in payment transactions. An effective number of cyber threats targetting the monetary system have made security an imperative component of the banking system. This paper outlines the digital wallets' threats and also provides the requirements of digital wallets that technically try to address the fear of security customers as usual providers,,while assisting in the successful implementation of digital wallets.
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