Abstract

This study examines the dynamics of retirement planning, focusing on factors influencing individuals' decisions, preferred investment avenues. Through primary data collection via questionnaires, the study identifies major considerations such as family needs, healthcare, and income stability post-retirement. Findings indicate a preference for secured small saving plans over mixed investment options, with a notable lack of awareness about available investment avenues. The study recommends early and consistent savings, diversified investments, and regular review of retirement plans.

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