Retirement expectations: gender differences and partner effects in an Australian employer‐funded sample

Abstract

Objectives: The concept of retirement has been undergoing change, and opportunities for a variety of retirement lifestyle options are increasing. Retirement plans for one cohort are examined in this context. Method: Responses to a questionnaire of some 200 public‐sector employees attending a retirement seminar were analysed by gender. Results: Findings suggest that both men and women viewed retirement as a positive experience, focusing on opportunities for further personal development. This approach was more evident among women. However, both men and women would prefer to maintain a form of reduced employment after retiring. There were no gender differences in reasons for retiring at that time, but those with partners were more likely to retire because of family responsibilities. Conclusions: Implications for theories of ageing and public policy are discussed. A more flexible approach to retirement policy is urged. Retirement may provide more opportunities for personal growth than decline.