Abstract
Globally, interest rates play an important role in banking loans for all types of customers. In the present context, the banking sector is growing in Nepal. Banking sector is being popular for saving and retail loan purposes among the people of Kathmandu valley. Now a days, retail banking loan is being considered as one of the most innovative financial services provided by the various banks and financial institutions. This paper presents dimensional analysis of retail loan under interest rate fluctuation in Nepal. Respondents for the study were chosen using convenience sampling and random sampling methods. Convenience sampling was primarily used to select bank employees, while random sampling was used to select bank customers. The structured questionnaire, expert opinion, and pre-test interview are research instruments used in the study to collect data from bank employees and customers of Karhmandu valley. This paper reveals that youth and highly educated people are more attracted towards the retail banking products. Most of the respondents focus that there is a challenge in retail loan.
Sign-in/Register to access full text options 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
