Research on the Practice of Pension Finance under the Background of Digital Economy

Abstract

The rapid growth of the aging population makes China's aging problem more serious. Due to the lack of material basis and the low degree of socialization of the existing pension security mechanism, it is difficult to meet the needs of the residents, so we can only rely on the policies issued by the government and relevant departments. Under the new situation, the solution of pension problem depends on the development of finance to a great extent, and the pension problem has been put on the agenda. With the outbreak of the world financial crisis in 2008, digital economy came into being and developed rapidly. As a new economic form, digital economy is becoming the main driving force of economic development efficiency change, quality change and dynamic change. In order to solve the practical development problems of pension finance in China, this research is carried out. Based on the above background, this study combines the actual situation of China's pension finance, introduces digital economy into China's pension finance, and further develops the practical problems of China's pension finance with the help of digital economy. This study investigates the current situation of China's pension finance, and through the analysis of the survey results, puts forward suggestions for the development of pension finance in China, so as to provide certain reference for the design and formulation of policies.