Research on the Policy of Paying Housing Provident Fund for College Students in China

Abstract

With the deepening of the new housing reform and the expansion of university enrollment policy, the housing difficulties of college students are becoming more and more serious. In order to maintain social stability and solve the problem of College Students' housing difficulties, 5 provincial capital urban housing provident fund management centers, include Wuhan, Chengdu, Changsha, Hefei and Nanchang, held a joint meeting in Wuhan in April 2017 to reach a cooperative action plan for freelancers and college students to voluntarily deposit and use provident funds. However, college students deposit housing accumulation fund still faces many problems: no stable source of income, no enterprises to pay the corresponding share, no confidence for the value preservation and value added, using of the public accumulation funds is cumbersome and has low utilization rate, large family income gap is difficult to achieve equity etc. In addition, there are some problems in the implementation of policies, there are management vacancy and mutual evasive responsibilities in housing provident fund management center and social security department. Based on the research of university students' housing provident fund policy, this paper puts forward the optimization path for the policy of university students pay housing provident fund.