Abstract
In recent years, the external Sino-US trade war has become increasingly fierce. Domestic Internet Finance has a strong impact on Chinese traditional Banking Industry, which has severely squeezed the business growth model of commercial banks with interest rate differentials, making the domestic financial industry increasingly competitive. The environment at home and abroad is becoming more and more complex, and the Chinese banking industry is facing a severe transformation crisis and challenge. This paper analyzes the market value of China’s listed commercial banks by arranging the data of China’s listed commercial banks, using descriptive analysis, correlation analysis and regression analysis, then studies the relationship between ownership structure and market value of listed commercial banks in China from three aspects: ownership concentration check-and-balance of ownership and separation of ownership and control. It is concluded that the shareholding ratio of state-owned shares in China’s listed commercial banks should be reduced, and social capital should be introduced. At the same time, the state should seek more control chain to strengthen the control over Chinese listed commercial banks.
Highlights
This paper studies the market value of Chinese listed commercial banks from the perspectives of equity concentration, equity balance, and separation of rights
This paper carries out empirical research on market value of Chinese listed commercial banks from these three angles
If the shareholding ratio of the largest shareholder of a listed commercial bank is less than the shareholding ratio of the second largest shareholder, it will have a positive impact on its market value
Summary
Along with the acceleration of China’s financial reform, the rapid development of small and medium-sized commercial banks and the emergence of Internet. Zou Wei et al [1] believed that internet finance, such as P2P, has a large impact on small and medium-sized commercial banks, and has squeeze effect on liquidity creation They think, on the one hand, the internet finance weakens the banks’ market power and profitability and reduces liquidity creation. As a commercial bank that dominates the financial industry and operates special business, it is an urgent problem for commercial banks to maintain their competitive advantages and improve their risk management capabilities and business performance. He Meiling and Hong Zheng [3] argued that sound and effective corporate governance is the most fundamental and key core competitiveness of banks, and ownership structure is the foundation of corporate governance. This paper studies the market value of Chinese listed commercial banks from the perspectives of equity concentration, equity balance, and separation of rights
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