Abstract
This paper analyzes the overall profitability of city commercial banks and agricultural commercial banks, analyzes how financial technology has an impact from the existing theory and impact mechanism, and establishes panel data in the empirical part for analysis, it is concluded that financial technology can promote the profitability of small and medium-sized commercial banks, but there is heterogeneity between urban and rural commercial banks, finally, the paper gives some suggestions on the healthy upgrading and transformation of small and medium-sized banks and how to regulate the use of financial technology by regulatory authorities.
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a callDisclaimer: All third-party content on this website/platform is and will remain the property of their respective owners and is provided on "as is" basis without any warranties, express or implied. Use of third-party content does not indicate any affiliation, sponsorship with or endorsement by them. Any references to third-party content is to identify the corresponding services and shall be considered fair use under The CopyrightLaw.
