Abstract
Difficulty and expensive financing are important factors restricting the development of small and medium-sized private enterprises in my country. In the information age, new technologies represented by "Big Smart Cloud" have been integrated into all walks of life, but there are still many problems with how small and medium private enterprises use information technology to innovate financing models. This article takes my country's small and medium-sized private enterprises as an example. By summarizing the financing problems and factors of small and medium-sized private enterprises, it improves the corporate financing model from the macro, meso, micro, and realization methods respectively, and proposes an optimized path to innovate my country from a financial perspective. The financing model of small and medium private enterprises.
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