Research on the Development Level and Differentiation of Rural Digital Inclusive Finance under the Background of Common Prosperity

Abstract

Under the background of common prosperity, inclusive finance is facing new opportunities and challenges, and the active promotion of digital inclusive financial services in rural areas in China is of great significance for exploring the path of coordinated improvement of the development level of rural digital inclusive finance in various cities in Jiangxi Province, so as to comprehensively promote rural revitalization and solidly promote common prosperity. Based on the digital inclusive financial development data of 100 county-level districts in Jiangxi Province from 2014 to 2020, the results show that from 2014 to 2016, the overall development level of rural digital inclusive finance in various cities in Jiangxi Province has improved greatly. The development gap of rural digital inclusive finance in different cities has narrowed, but the development imbalance between regions is obvious. The increase in the depth of use is mainly limited by the dual dimensions of coverage breadth and digitalization. Based on the above conclusions, relevant policy suggestions are put forward from the aspect of development level, such as opening up sources and reducing expenditure, coordinating development to improve the radiation effect of developed regions, and capital market construction.