Research on Students' Learning Emotion Regulation and Learning Effectiveness in Intelligent Emotional Assisted Financial Learning Environment

Abstract

Research on financial behavior demonstrates that a large portion of the bias associated with financial behavior can be explained by personal traits (PT) and emotional intelligence (EI). To prevent financial behavior bias, the present investigation attempts to identify that factors of the PT and EI of students studying finance require additional training. To achieve this, the Big Four Index (BFI) and Trait EI Survey (TEIS) are employed to assess the PT and EI scores of a group of participants and workers in the finance sector. The professional expertise gaps in PT and EI among students were then observed, as then the effects of these gaps on people's financial behavior. Results indicate that students do not possess the EI skills needed for self-worth, self-control, stress reduction, self-motivation, optimism, and empathy. Furthermore, openness, mindfulness, friendliness, and extraversion are connected with PT. Students that have this kind of weakness have a greater probability to be talented, confidence, self-control, fear of losing, and tolerance of risk, among other financial behavior biases. The results indicate that educational institutions should be mindful that providing thorough PT and EI education to finance graduates may assist them prepare for employment.