Abstract
The rural financial service system gives full play to the functions of clearing payment and settlement, providing price information and incentive, accumulating capital and managing risks under the condition of market economy. However, it still faces the problems of financial ecological environment, financial supervision and internal structure of rural financial institutions. From the perspective of security and development, the development of rural finance must improve the diversified rural financial ecological subjects, improve the legal and credit environment of rural finance, perfect and innovate the rural financial system, and promote the development of rural intermediary service agencies. We must constantly update the rural financial supervision concept, innovate the rural financial supervision model, improve the rural financial supervision laws and regulations, and improve the rural financial supervision methods.
Highlights
Rural finance provides the convenience of investment and financing for micro-economic subjects, and plays an important role in the economic development, national quality improvement and cultural promotion of the whole country
Its functions are mainly reflected in the following aspects: Rural finance provides efficient and convenient payment and settlement methods in the form of checks, promissory notes, bills of exchange, credit cards, foreign exchange and entrusted collection, facilitating the exchange of goods and services among market participants; the function of providing information is mainly reflected in the form of interest rate, exchange rate and premium rate, analyzing and transmitting price information and forming reasonable price of rural financial assets rural economic activities are full of ubiquitous and inevitable uncertain factors and risks, mainly including agricultural production risks, agricultural and rural market risks, farmers' daily life risks, etc
Build a financial system composed of commercial finance, policy-based finance, community mutual assistance finance and cooperative finance based on the multi-level demands of rural economic development, and form a good atmosphere of cooperation and competition based on governments at all levels giving full play to their respective functions; Actively carry out the management mechanism reform and management mechanism construction of financial institutions based on constraint and incentive mechanism, and constantly enhance their own development and coordination ability
Summary
Rural finance provides the convenience of investment and financing for micro-economic subjects, and plays an important role in the economic development, national quality improvement and cultural promotion of the whole country. Rural finance shows certain differences with different stages of rural economic development. Its functions are mainly reflected in the following aspects: Rural finance provides efficient and convenient payment and settlement methods in the form of checks, promissory notes, bills of exchange, credit cards, foreign exchange and entrusted collection, facilitating the exchange of goods and services among market participants; the function of providing information is mainly reflected in the form of interest rate, exchange rate and premium rate, analyzing and transmitting price information and forming reasonable price of rural financial assets rural economic activities are full of ubiquitous and inevitable uncertain factors and risks, mainly including agricultural production risks, agricultural and rural market risks, farmers' daily life risks, etc. Especially insurance and guarantee, is an effective way to transfer and disperse the risks of financial activities
Sign-in/Register to view highlights & summary Sign-in/Register to access full text options 
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
