Abstract

In the information age, great changes have taken place in all fields of the world, and intelligence and automation have become important signs of development. Supply chain finance is trusted by commercial banks and small and medium-sized enterprises because of its personalized financing services. Commercial banks will focus on small and medium-sized enterprises with large financing needs in order to seek new profit growth points and break the traditional credit mode. Compared with the traditional loan business of banks, the financial risk of supply chain has its own characteristics and complexity. Since the rise of Big Data, the position of commercial banks in supply chain finance has changed, especially the emergence of a large number of supply chain financial service companies in the market. One of the keys for commercial banks to occupy the supply chain financial market is risk control. This paper starts with the financial risk management of commercial banks’ supply chain, analyzes the intelligent supply chain with machine learning algorithm, discusses the influence of commercial big data technology on the supply chain, and puts forward some suggestions on the construction and development of intelligent supply chain with commercial big data technology.

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