Abstract
Under the financial environment of in-depth innovation, commercial banks are facing systematic risk prevention, and rural commercial banks are the main force of financial services for rural revitalization, but their limited service level and unsound credit system are still the main factors restricting the development of "agriculture, rural areas and farmers" in China. Based on the annual report data of Taizhou Rural Commercial Bank in Jiangsu Province and the credit risk faced by rural commercial banks, this paper puts forward corresponding countermeasures and suggestions from both the perspective of audit supervision and the essential causes of credit risk.
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