RELATIONSHIP BETWEEN PERSONAL FUNCTIONING, LOCUS OF CONTROL AND RETIREMENT ADJUSTMENT OF RETIRED TEACHERS IN OSUN STATE

Abstract

The survey investigated the level of retirement adjustment of teacher-retirees in Osun State, Nigeria, explored the individual and combined relationship of personal functioning and locus of control on retirement adjustment. The sample n = 205 was drawn through a multistage sampling method. A research question and three hypotheses guided the study. Three standardised scales were adopted and used for data collection. Results showed that 52.7% of the participants were moderately adjusted to retirement, while 47.3% reported high retirement adjustment. Results further showed a positive and significant relationship between personal functioning and retirement adjustment (r = .159 p < 0.05), and a positive and significant relationship between locus of control and retirement adjustment (r = .340, p < 0.05). Final results showed the combined effect of personal functioning and locus of control on retirement adjustment to be significant (R = .341; R2 = .116. > 0.05). It is recommended that during pre-retirement and post-retirement counselling, retirement counsellors should emphasise the significant role of dispositional traits such as personal functioning and locus of control in the attainment of retirement adjustment, among other recommendations.