Abstract

Charging for the guarantee for creditors through the agency of mortgage right, which is based on the provisions of Law No. 4 of 1996 on Mortgage Right, has advantages where the first holder of mortgage right has the right to sell the object of mortgage right on its own power or commonly known as parate execution. However in practice, parate execution can not be carried out in line with expectations and the ideals of the establishment of these legislation. As aresult, the creditors does not get easy, legal certainty, and fairness to perform parate execution of security object. This is because parate execution meant in Law No. 4 of 1996 on Mortgage Right, construed as a substitute for hypotik grosse deed, not based on the promise to sell on its own power or “beding van eigenmactig verkoop”. Above this, required reconstruction parate execution of mortgage right, so that later can ensure easy, legal certainty, and especially givesfairness to creditors.

Highlights

  • Pembebanan atas jaminan bagi kreditur melalui lembaga hak tanggungan yang didasarkan pada ketentuan Undang-Undang Nomor 4 Tahun 1996 Tentang Hak Tanggungan memiliki kelebihan dimana pemegang Hak Tanggungan pertama mempunyai hak untuk menjual obyek Hak Tanggungan atas kekuasaan sendiri, atau lazim dikenal dengan parate eksekusi

  • Charging for the guarantee for creditors through the agency of mortgage right, which is based on the provisions of Law No 4 of 1996 on Mortgage Right, has advantages where the first holder of mortgage right has the right to sell the object of mortgage right on its own power or commonly known as parate execution

  • The creditors does not get easy, legal certainty, and fairness to perform parate execution of security object. This is because parate execution meant in Law No 4 of 1996 on Mortgage Right, construed as a substitute for hypotik grosse deed, not based on the promise to sell on its own power or “beding van eigenmactig verkoop”

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Summary

Introduction

Pembebanan atas jaminan bagi kreditur melalui lembaga hak tanggungan yang didasarkan pada ketentuan Undang-Undang Nomor 4 Tahun 1996 Tentang Hak Tanggungan memiliki kelebihan dimana pemegang Hak Tanggungan pertama mempunyai hak untuk menjual obyek Hak Tanggungan atas kekuasaan sendiri, atau lazim dikenal dengan parate eksekusi. Parate eksekusi yang dimaksudkan dalam Undang-Undang Nomor 4 Tahun 1996 Tentang Hak Tanggungan ditafsirkan sebagaimana sebagai pengganti grosse akta hypotik, bukan berdasarkan janji untuk menjual atas kekuasaan sendiri atau ”beding van eigenmactig verkoop”.

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