Abstract
This paper aims to describe the way in which the Government's new pension product, the stakeholder pension, will be regulated. It looks at its history and how different aspects will be regulated, according to whether the scheme is trust-based or has been approved under the alternative governance structure. The paper describes the registration requirements and explains, principally from Opra's perspective, how the new regime will be enforced. The paper outlines the requirements on employers to nominate a stakeholder pension scheme, and to provide a payroll facility if required.
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