Regional Credit Environment Evaluation Based on Analytic Hierarchy Process (AHP) Method and Fuzzy Comprehensive Evaluation (FCE)

Abstract

Taking the data of the sixteen prefecture-level cities in Shandong Province as an example, this paper attempts to construct regional credit environment indicators and quantify these indicators. The Analytic Hierarchy Process (AHP) method and Fuzzy Comprehensive Evaluation (FCE) have been used to empower the indicators. Meanwhile, this paper has obtained the AHP score through calculation. The corresponding credit ranking has been given using the factor analysis. The research result shows that the credit environment evaluation scores of Shandong eastern coastal cities centered on Qingdao and neighboring cities centered on provincial capital Jinan are often higher than those of inland cities such as southwestern Shandong and northwestern Shandong. The construction of regional credit environment should be based on economy, culture and government. Three aspects go hand in hand. On this basis, this paper puts forward the feasible countermeasures and suggestions for constructing regional credit environment from the perspective of policy.