Abstract
This study explores the rationales and recent-year developments pertaining to insurance company insolvencies and the current proposals for post-insolvency guaranty regulations, designed to expand public protection against the possibility of loss from the insolvency of a failing insurer. Proposals for coping with distressed insurers now include expansion through a model guaranty law dealing with the expanding problems evolving from insolvencies of life insurance companies. Most of the proposals include prescriptions of post-assessment programs to provide financial sufficiency in insolvency funds, and are currently adaptive, in the main, to state insurance regulations.
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