Abstract

The purpose of Allen F. Jung's article in a recent issue of this Journal is to analyze the price differences among certain categories of automobile insurers.2 While it is less than completely successful in achieving this goal, the article unintentionally provides important evidence in a different area -the area of government regulation. Professor Jung and a colleague obtained by telephone seventy price quotations for automobile insurance. The quotations were then categorized in an attempt to show differences in the prices secured from companies, agents, and automobile dealers. The thirty companies contacted were classified by size, type, location, and distribution system.

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