Abstract

The rate of return in Rastin PLS Banking is calculated upon the basis of real actual profit obtained from real economy; and prefixed interest rates are eliminated. The Base System of Rastin PLS Banking constitutes the main processes and general regulations of Rastin PLS Banking. On behalf of depositor, bank invests his deposit in one of Rastin PLS products and receives a Rastin Certificate for the related project. Bank allocates the depositors’ financial resources to entrepreneur of the project and supervises his activities; and finally distributes the profit/loss of the project according to the compiled regulations and instructions and receives commission from both sides for offering this capital management service. In Base System of Rastin PLS Banking, Partnership (Musharakah) Certificate is used in finitude projects and Subscripted (Pazireh) Certificate is used for infinitude projects.

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