Przesłanki wpisu na listę ostrzeżeń publicznych KNF w kontekście działalności ubezpieczeniowej

Abstract

The aim of the paper is to illustrate the issue of entries concerning entrepreneurs suspected of carrying out insurance activities without the required authorization on the so-called list of public warnings (kept by the Polish Financial Supervision Authority – KNF). The first part of the paper discusses article 6b of the Act on Financial Market Supervision, which is the basis of the functioning of the list in its present form. Subsequently, the authors focus on the general characteristics of the so-called sectoral laws in the field of insurance and the essence of insurance activity and its performance. The last part of the article is devoted to the study of the cases of entrepreneurs put on the list in conjunction with the polemic comments on the KNF’s arguments accompanying the notices addressed to the prosecutor’s office. In conclusion, the authors suggest the necessity of the restrained use of article 6b of the Financial Market Supervision Act, while stressing the need for a thorough analysis of potential infringements.