Abstract
This study aims to determine the procedure for granting Murabahah financing used by the Al-Anshari Bukittinggi Syariah Savings and Loan Cooperative (KSPP). Data collection techniques using observation, interviews, and library research using qualitative descriptive methods. The results of this study indicate that the procedure for granting Murabahah financing implemented by the Al-Anshari Bukittinggi Syariah Savings and Loan Cooperative (KSPP) can run optimally and in accordance with the planned objectives, especially to encourage the efficiency of financing. The efforts made by KJKS BMT Agam Madani Nagari Batu Palano Agam Regency to keep the financing provided smooth, productive and non-performing is to comply with every management policy in providing financing.
Highlights
PENDAHULUAN Persaingan di dunia perbankan saat ini baik di bank-bank syariah maupun koperasikoperasi syariah sangat sengit, ditandai dengan adanya lembaga-lembaga yang mendirikan bank atau koperasi dengan sistem syariah, karena sistem syariah saat ini banyak diminati oleh nasabah
This study aims to determine the procedure for granting Murabahah financing used by the AlAnshari Bukittinggi Syariah Savings and Loan Cooperative (KSPP)
The results of this study indicate that the procedure for granting Murabahah financing implemented by the Al-Anshari Bukittinggi Syariah Savings and Loan Cooperative (KSPP) can run optimally and in accordance with the planned objectives, especially to encourage the efficiency of financing
Summary
PENDAHULUAN Persaingan di dunia perbankan saat ini baik di bank-bank syariah maupun koperasikoperasi syariah sangat sengit, ditandai dengan adanya lembaga-lembaga yang mendirikan bank atau koperasi dengan sistem syariah, karena sistem syariah saat ini banyak diminati oleh nasabah. Penelitian ini bertujuan untuk mengetahui prosedur pemberian pembiayaan Murabahah yang digunakan oleh Koperasi Simpan Pinjam Pembiayaan (KSPP) Syariah Al-Anshari Bukittinggi. Hasil penelitian ini menunjukkan bahwa prosedur pemberian pembiayaan Murabahah yang dilaksanakan oleh Koperasi Simpan Pinjam Pembiayaan (KSPP) Syariah Al-Anshari Bukittinggi dapat berjalan dengan maksimal dan sesuai dengan tujuan yang direncanakan, terutama untuk mendorong efisiensi pemberian pembiayaan.
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