Abstract
This study aims to determine the effect of financing to deposit (FDR), non performing financing (NPF), profit sharing financing (PSF), third party funds (DPK) and dummy covid on return of assets (ROA). This paper uses multiple linear regression method. Research observations are data for the quarter December 2018 to September 2021 at Islamic Regional Development Banks in Indonesia. The results showed that FDR, NPF, and the COVID dummy had a negative effect on profitability. Meanwhile, PSF and DPK have a positive influence on profitability. In addition, the Kruskal-Wallis test showed no difference in ROA, FDR, and NPF before and during Covid-19.
Full Text 
Sign-in/Register to access full text options
Sign-in/Register to access full text options 
Published version (
Free)
Free) 
Talk to us
Join us for a 30 min session where you can share your feedback and ask us any queries you have
Schedule a call
