Problems Of Implementation Of Electronic Land Certificate Arrangements As Debt Guarantee

Abstract

The implementation of land registration and electronic mortgage installation is intended to provide efficiency to rights holders and related agencies in carrying out activities in the land sector. This study aims to determine the positive law regarding the legal certainty of the parties to the electronic land certificate which is used as debt guarantee and the role of the Notary/Official Certifier of Title Deeds in the implementation of the installation of mortgage rights. Using library research, normative juridical methods, analyzing data with a qualitative approach. The Minister of Agrarian and Spatial Planning/Head of the National Land Agency realizes digital-based land registration activities as stipulated in the Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency Number 1 of 2021 whose implementation has been postponed. Land-electronic certificates can be used as collateral for debtors' debts by making a deed of granting mortgage which is made and signed before the Land Deed Maker Officer which is then registered at the local National Land Agency Office. The Electronic Mortgage System is implemented as stated in the Regulation of the Minister of Agrarian Affairs and Spatial Planning/Head of the National Land Agency of the Republic of Indonesia Number 9 of 2019, the results of the mortgage certificate are in the form of printed electronic documents.