Abstract
The concept of health insurance coverage can be resolved into two different components: “prevalence” (who is insured) and “generosity” (what is guaranteed) of the insurance. This article first provides data on the prevalence of health insurance, whether public or private, in the EU member countries. Residents in EU countries without primary health insurance currently amount to 7.7 million (corresponding to 1.5 per cent of the population). To appraise the “generosity” of insurance coverage, two indicators are used: out-of-pocket expenditure and self-reported “unmet medical needs”. What emerges is a positive, albeit moderately intense, relationship between prevalence and generosity of health insurance coverage.
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