Abstract
A study of San Francisco Bay Area nonprofit housing devel opers shows that they have the organizational capability to be an agent of low-income ho using policy. They are relatively productive and serve predominantly very-low-income house holds. Their organizations tend to be well established, with significant staff levels, wide geographic service areas, and substantialgovernment support. Both the nonprofit housing developer organizations and their /ow-income housing pro jects depend heavily on government resources. Thus, non profit housing developers offer not an independent alterna tive to government, but rather represent a hardworking, dedicated partner.
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